As we approach Annual Enrollment season for all lines of health insurance, we're reminded again of the importance of ensuring your members are covered from dollar one. LeClair offers a robust portfolio of First Dollar solutions, and we are proud to announce to latest addition: FlexBenefits. FlexBenefits is designed to complement existing health insurance plans, including Medicare, IFB, and small group, addressing the increasing burden of out-of-pocket expenses faced by many clients. As healthcare costs continue to rise, with higher deductibles and co-pays becoming more common, FlexBenefits offers a flexible solution that provides first-dollar benefits.
We understand that as a health insurance agent, adding new products – such as life insurance – to your portfolio, can seem daunting. Working with DBS simplifies the process. As your partner, DBS invests in their relationship with you. For decades they have cultivated an in-house team that’s behind you every step of the way, offering technology and tools tailored to support your business and make the life insurance application process fast and efficient.
LIMRA research estimates the sales potential of the underinsured market is $12 trillion and, based on current rates of population growth and inflation, it is expected to grow by $300 billion per year. Yes, that is $300 billion… with a B.
Many of your regular health insurance customers fall within the realms of underinsured for life insurance. With meetings you have scheduled, or will be setting up, introducing the topic of life insurance to them is an incredible opportunity to grow your business. Having a partnership with DBS – and the regional support they offer, make it easier than you think.
To help get your clients thinking about life insurance, DBS created Life Insurance Myths and Realities. It looks at many of the reasons people are reluctant to purchase life insurance. We encourage you to use this document to help your clients make an informed decision about life insurance. Review it with them. It may change their perspective on life insurance.
Medicare Connector is an online, single sign-in quote and enroll tool for Medicare Advantage, Prescription Drug, and Medicare Supplement plans, to help you better serve your clients while staying compliant. Use it to quote MAPD, Med Supp, PDP and Ancillary Products.
With AEP just around the corner, now is the time to learn more about the capabilities of Medicare Connector and how it can make working with clients easier. We're offering two live Medicare Connector webinars in August. These are perfect opportunities to learn best practices to use with this system, get training on new tools and hear about resources to get you ready for the upcoming enrollment season.
Wednesday, September 4, 2024 – Midland Hills Country Club
Sometimes plans change. When they do, your customers will receive an Annual Notice of Change from carriers. It's important for you to understand how to address any client questions. In this workshop, you'll learn how to discuss these documents with your customers and how you can use them in your Medicare discussions.
Wednesday, September 18, 2024 – 9:00 AM - 12:30 PM
We know the importance of training and keeping your skills up to date. We’re once again offering three one-hour CE webinars to agents in Minnesota, Wisconsin, Iowa, Illinois, North Dakota, Nebraska, and South Dakota.
9:00 AM - Sarah Korsch, First Dollar is the First Decision
10:15 AM - Jared Taggart, Annuities: How They Work and the Benefits They Provide
11:30 AM - Andrew McCourt, Self Funding for Small Employers
Join us beginning at 9:00 a.m. for this great opportunity to get the knowledge you need to help your clients and build your business. You must register for each of the sessions to get the login credentials and to receive CE Credits.
For more info on all upcoming LeClair events, visit the AGENT PORTAL, Education ⇒ Events
Carrier Updates
Carrier Training
LeClair has partnered with many of carrier partners to promote training sessions about products, features and services.
Topics to be covered by carriers includes Medicare, the CMS Final Rule and 2025 carrier products.
To see a full list of these offerings, please select the Carrier Training button below. Currently, we have webinars or workshops available from the following carriers:
Ameritas – Monday, August 26, 2024 – 2:00 PM
UCare – Wednesday, August 28, 2024 – 9:00 AM
AnnuityVip – Wednesday, August 28, 2024 – 11:00 AM
BCBS of MN – September 10, 2024 – 1:00 PM
UHC – September 12, 2024 – 1:00 PM
BCBS of MN – September 12, 17 & 19, 2024 – various times
All Carrier updates Read all the latest Carrier Updates. My Advantage portal is updated daily with all the latest carrier and industry news. You can easily shuffle content by carrier, date, or topic. CLICK HERE
*NOTE: In order to access the Carrier Updates, you must first sign up for a free account to access the My Advantage advisor portal here. Please be advised that it may take up to 24 hours for your account to be approved, as all account requests are subject to verification of agent or industry credential.
Our Mission: To ensure that every person in every community across America has a well-trained, well supported health and life insurance agent to guide their needs.
Our Vision: To be your partner of choice in serving your communities' need for health and life insurance.
Who Works with LeClair: We are national FMO designed and built to serve local agents supporting local communities across all 50 states
We get you. We got you. You got this.
We love hearing from you.
If you have questions about the information in this communication, please let us know.
